Mr. MacArthur, I'm assuming that some of these women who move from shelters would hopefully, at some point in time, be in a position to become a homeowner. Are the new CMHC stress test rules a barrier? They certainly have proven to be a significant barrier for people on the margin in terms of entering the marketplace. At least that's what the real estate industry is telling us consistently. I'd like your views on the impact that is having on this particular situation.
On October 15th, 2018. See this statement in context.