I agree there is a role in terms of the mortgage piece, and you've made valid points for a certain number of women. The reality, in terms of the focus of this study, for women in shelters is that most of them would go into social housing. That really is the crux of the problem. There is not enough social housing, and it's not necessarily safe.
I think that's why we would like to see the expansion of second-stage shelters. These are apartment units. The housing first model has often not worked for women fleeing violence, just because of definitions of episodic homelessness. They're not necessarily on the top of the list, although I do know of a few case studies where this has been adapted. I think it really is around this expansion of the social housing piece.
The national housing strategy has indicated that 25% of all investments need to be dedicated to women. We've asked CMHC how that's going to be measured and with what kind of transparency. We don't have a sufficient or a satisfactory response to that. I think we'll have to keep on measuring that.
The end game is that we need more resources in this. Tim has made a lot of valid points. We also consider that women in shelters are homeless, but we do have to increase the amount of investments that we dedicate to this issue.