Right.
To respond directly to the question, it might be smart for some group such as CMHC, which provides mortgage insurance to folks who have the smaller down payments, to potentially provide products that are specifically tailored to individuals who can show that they've been victims of this type of abuse, violence, and in addition to some of the traditional underwriting criteria regarding credit scoring or just down payment, to make particular allowances or buffer their credit specifically for those folks to help them transition into something that would provide a family unit for them to transition out of those shelters.