I'll refer to the statement the gentleman made, that it takes seven years. It takes time to build these projects. Groups need to get back up to speed; they haven't been building for a number of years. There is capacity. As I said, we have programs to help with that—just repurposing some old ones.
Then we need to make sure there's money in the pipeline as they go, because it's not all one. We're going to be there with them when they break ground, when they put the windows in and when they close the building; and we're going to be there with them for 20 years after the fact.
Housing is built over a period of time, so we need to have the cash flows. The groups that have not done anything in 20 years are gearing up. While we have some great projects coming to the door, we get some for which we have to go back out and work with folks, because it's not quite ready and we have to do some work to get it there.
Having it flow in that manner is consistent with the way the construction happens.