That's okay. That's fine.
I guess I'm trying to drive a point—and you'll sense my bias as I go through this, as a past president of Ontario Home Builders' Association—which is the fact that right now it takes seven to 10 years for the approvals process of a greenfield site to the time the first person moves in. If your goal is 2030, the applications of people who want to take their property and develop it are going to take from seven to 10 years to get through the process, with all the carrying costs of that.
Frankly, this has to be part of the equation of affordability. I had many dealings with CMHC in the 1980s and 1990s, and I know you say the organization is modernizing and restructuring itself. How much of your initiative going forward to make housing affordable should be at the...? I'm not talking about the price of sticks and bricks, the actual cost of building a house; I'm talking here about the loads that all levels of government are putting on housing.