What about a program for moms choosing to stay at home, at least for their children's preschool years—the cost of day care, times the number of children, times five years? Maybe we could have a bond or security investment to be paid to moms, without excess, until 60 or 65 years. That might be a suggestion.
Day care for one child, in New Brunswick at least, costs approximately $800 a month, probably $1,500 if you have two. So what if you multiplied that $1,500 a month by 12 months, which is $18,000, by five years, which is $90,000, payable with interest? If that was held until the mother reached retirement, if she chose to retire, $90,000 over 40 years could be a good investment.