Thanks very much for being here. I really appreciate your testimony. I'll jump right in because I can't possibly cover everything I'd like to in seven minutes.
Starting with you, Ms. Miller, I found very interesting the stats you shared about women owning businesses and scaling up at a much lower rate than men. I'm curious first with respect to the scaling up. You highlighted some of the obstacles, like access to capital, relationships, and a few others, but ultimately we're going to be making recommendations to the government. What do you see as the best steps that we could take to help overcome these obstacles?