I may come back to you, if I have time, but I wanted to shift briefly to Mr. Murphy.
One of the previous witnesses on our last panel suggested that, as StatCan's data would show, targeted transfers from the federal level do help people get out of that low-income threshold. I assume the same would be true with respect to the poverty line. In your opinion, are these targeted transfers effective strategies? I'm thinking of the Canada child benefit, CPP, OAS, GIS for low-income single seniors, and those sorts of things. Is that an effective strategy?