We're ready to begin our second panel.
We're very fortunate to have folks with us by teleconference today. We have Tammy Schirle, associate professor in the department of economics at Wilfrid Laurier, coming to us by video conference in a moment. We also have Margot Young, a professor at the University of British Columbia, who probably deserves a medal because, if you consider the time differential, it's quite early for her.
Margot, we give you an extra gold star for being here at this time of the morning.
Then we're very fortunate to have Ramona Lumpkin, the president and vice-chancellor of Mount Saint Vincent University, with us in person today.
We're going to start off with each of you having seven minutes for your comments, beginning with Ms. Schirle.