Thanks so much, Ramona. You have awesome testimony.
I'm going to switch over to the BDC. A lot of times, we're talking about financial literacy with women. This is a two-part question looking at the financial literacy piece. Do you see this as something that we still need to tackle, even with the women you're dealing with in your own work and some of the hurdles they have to face?
When we're talking about the comparison, I applaud you for all the money that you've put out, but if we're trying to compare men and women, do you still see more of it going to men or do you see that gap beginning to decrease as well? I'm looking at financial literacy and the money that has been going out the doors in the last few since you put out the program in 2015. If you could give me a little idea on that, it would be great.