I think one of the best ways to encourage increased representation of women on boards is, first of all, to give women an opportunity to sit on boards. I would suggest that this starts at the not-for-profit level, where there's a real opportunity to develop some board experience. That's point number one.
Point number two is that through showing the successes that various private sector industries or companies have when they have more women represented on the board—the different perspective that's brought to the decision-making process—those successes will lead to enhanced representation by women.
I will have to get back to you on what CIBC's position is on quotas, because I'm not authorized to speak to that.