I'm just going to say that if they take a large item, say a vehicle, it is worth your while to put in a claim and deal with the insurance company. However, a lot of them, when it's tools and that, are smaller items, and your deductible minimum is going to be $2,500. When it's smaller stuff, those things just go by the wayside. Okay, yes, you were vandalized last night, and they took odd tools and things like that, especially off of a piece of equipment or something; they'll go through the tool box on it and clean it out. Well, you're not even sure what was in there for one thing, so unless you can justify paying the deductible, you don't even use the insurance because that goes against your claim record.
On February 2nd, 2021. See this statement in context.