Thank you so much.
On behalf of the committee, I would really like to thank Jules, Penny and Ruth for coming to our committee and for providing information. Because I know our time was so short today, if you have additional information or information on questions that you thought you might be asked but that weren't asked, please send that information to us.
I also note that I have some recommendations here that were put in by Penny Wise. I'll ask that those speaking notes be passed around, because Penny provided recommendations in them.
Go ahead, Marc.