Thank you for that.
I have two questions as a follow-up to that, being mindful of my time here.
What interest rates are you charging, and how can we incentivize banks and financial institutions to take the same approach or to have a branch within their financial institution to offer what you're offering? I still think it's very challenging for many women to know you even exist or that the service is offered. A lot of the problem is the administrative burden or navigating the system—