That's a hard call, this all-or-nothing choice: You can have the money now, and we'll wait until later and you'll pay it. I think there has to be a discussion right through the whole program, monthly, about what percentage you are going to pay, so it's not all loaded at the end. Right now, I'm sure there are companies out there that cannot pay it—I know there are—because of the pressures. Some have not bounced back from COVID.
On February 29th, 2024. See this statement in context.