We report publicly on all our investigations. My comment was that we only issue board recommendations when we have a systemic problem. However, if we find a deficiency during an investigation, we will definitely report that deficiency in our report. Frequently, we'll take action to disseminate that deficiency to the industry or stakeholders at an earlier point in time in the investigation. We won't wait for the final report.
The only premise I had there is that we don't issue a recommendation on a particular issue unless we find it to be systemic.