Thank you very much, Mr. Chairman.
And Mr. Bowie, Mr. Barker, and Madame Froc, thank you very much for joining us today.
I have a couple of questions, although Mr. Barker, you've been good enough to explore some of the issues the committee raised, or were raised in committee, last Tuesday. So I guess my questions will be just to ask you to elaborate on some of those issues. You really raised three areas that are of some concern to us. I'm wondering if Mr. Bowie would allow us to proceed with that. There's a brief comment or observation I'd like to make.
But I guess, Mr. Barker, the big issue is that if we're going on to the definition of liabilities.... You pointed out how the definition of “passenger” needs to be defined a little better, with respect to those who opt to go on a motorized vehicle or on a paddle-propelled vehicle. Is there, in your mind, a clear indication here about who will pay for the insurance that ought to be put in place?