But if you take the waiver away, then the policy premiums the insurance company will then charge the operator will be prohibitive, and that will effectively.... These are mom-and-pop operations that can't afford $60,000 or $80,000. Some of the larger ones might be able to, like some of the fellows you heard from last week, but many of the smaller ones couldn't afford $60,000 to $80,000 in premiums a year, so the operation would cease to exist.
