Okay, so we have some coverage here in terms of proposed section 37.1, and I think that helps me more with what my concern is, because I see that then we can narrow this down through regulation if we see that too many are picking up the waivers. I think this was the concern many people had that was brought to us, that this would open it up for many people to use waivers rather than have proper insurance that would cover the activity that might not....
So you're saying that would be quite possible and likely possible.