Thank you, Mr. Chair.
Ms. Tadros, Mr. Clitsome and Mr. Laporte, thank you for your address.
Madam Tadros, you seem to be positive about the first reaction of regulators and industry, but the fact of the matter is that you keep reporting the same thing over and over again—not in the same details, but the issues are still there. What does government not have in its quiver of arrows that's required in order to resolve the problems that you identify?