I don't think it's all that easy. When you come to TSB recommendations, they're never the easy issues. If they were the easy issues, they would have been fixed a long time ago. These are the vexing problems that need to be grappled with.
In terms of our recommendations, 67% are rated as fully satisfactory, the response. About 6% are unsatisfactory. But it's that middle ground, about 27%, I believe, where we have agreement with regulators but the action has been far too slow.