Thanks, guys.
For the grain industry, a problem first manifests itself or becomes visible to us when a car isn't spotted. I describe some of the problems in my presentation. When you're facing railcar demurrage at an unload terminal, then you have to add that up. Then it depends on how long you're paying vessel demurrage as you're waiting for that grain to arrive. Today, vessel demurrage is $7,000 a day. That's very low. Typically, it's around $25,000, $30,000 a day. In 2008, before the economic problems, it was $120,000 a day.
So you add those things up, right, and then you add up whether or not you're going to get that customer back or whether he will go somewhere else. You add up contract extension penalties. If you are able to get the grain to the vessel even though you've been paying demurrage, there are penalties for being in default of a contract if that vessel has sailed.
Unfortunately, I can't give you one number because it's very difficult to quantify and it depends on when and the circumstances. But just to give you some idea of the elements of the costs that go into it, those are them, and they can add up to something significant.