It will be on a ship-by-ship basis. Each ship will have its own insurance and it will cover up to the limits of liability of the convention on civil liability for ships, which is currently incorporated via part 3 of the Marine Liability Act, because in shipping matters the liability of a ship is always capped at some point. You have different caps depending on the type of liability. So for the carriage of passengers it's incorporated in the provisions of another convention, the Athens convention. For crude oil, that's another one. For oil as a fuel, it's another one. For general liability that's the one that is incorporated in part 3 of the Marine Liability Act. Because the liability is capped to that level the ships that don't have another level of liability, because, for example, they are not tankers and don't carry oil as cargo, will not have additional insurance. Now because Canada has ratified the convention on oil carried on ships as fuel, the Bunker convention, it means that all ships basically have bunker on board so they all have this limit of liability for pollution by bunker as well, which is higher than the general liability. This is for pollution by bunker.
