Following up on the insurance aspect of it, certainly you're saying the shipper looks after paying the rail company, and they look after the insurance. But is there not the potential to augment that? My understanding from CN and CP is that the insurance might not be sufficient if you had a significant event.
Is there some thinking about how you might augment what the rail has for coverage, such as maybe each of the shippers paying into a pooled fund in the event of a big disaster, or doing something, as you were suggesting, for the short lines, ensuring that there is additional insurance?
Mr. Stringham, perhaps, or Mr. Bleaney.