I don't think anyone's waiting for there to be another catastrophe. I think the key point of much of the discussion and the engagement that's been going on over the last months has been to directly address that. So yes, there's a role for regulation. Yes there's a role for voluntary action on industry. I think in Canada we have a pretty good system to do that. We're responding to those challenges now.
Dave, did you want to make some additional comments there?