Okay.
Mr. Marit, Mr. Demers, and Mr. Therien, thank you very much for being here.
Mr. Marit, some of your recommendations had to do with insurance, assessment of risk, and who is going to end up bearing the burden of those risks, whether that's the municipalities, the rail companies, or the shippers. Essentially, as I understand it, you want to make sure that short-line companies are not put out of business by having to absorb enormous risks, but the short-line companies are going to be the ones transporting the dangerous goods. How do we square that?