There are two processes that have been happening. We have the CTA process to refine the day to day, which I think we all agree generally works, but could be tweaked. Then we have a challenging concept here of how to build a catastrophic regime and the kinds of questions we've had today about how to share the costs. We're not the ones to arbitrate that and that's the difficulty. How do you build that, what's the full continuum, what are the rates, do you do it as a fee, do you do it as a cost-recovery levy after the fact? Obviously, there are precedents in other modes.
What we've said is the government's recognized the principle. That was big step and, obviously, that will have to be followed by a proposal that all stakeholders can comment on.