But I guess we understand that at the end of the day, if we really want to make sure....
I'll come back to the MMA issue. If I understand correctly, MMA, or for all other companies...that's what we've been saying in terms of self-regulation or auto-regulation. Is it the company that has to tell you, well, for instance, we've increased our shipping, or we have more dangerous goods, so you have to ask us to increase our insurance? Is that how it works?