We've said this in our documents and our presentation. Obviously, that is subject to a lot of modelling, to see if what we think is a good idea can actually work on the ground. It's not only the shipper and the carrier, it's also the end industrial user. You can include in there the brokers who import and export, which is big business. That's how the marine model was developed. How you do the breakdown, obviously we're no experts on that front. We would like to participate in a process to explore further the feasibility of this and the economic impacts on the different industries.
Let's not forget that this is very different from buying insurance for operations for a one-year contract with your insurance company. This is not insurance on your home. This is a very long-term proposal. The fund doesn't have to be capitalized in the first three years. You can take a much longer window on that and it becomes, at that point, something that becomes manageable.