With respect to the railways, because it's a pass-through fee, it's not going to affect the railway company. What I can say with respect to railway insurance levels is that CN and CP already carry a billion dollars.
There are going to be some short-line companies in the country that will have to significantly increase the amount of insurance they're paying and, as a result, they're going to see their premiums go up. But we did have those conversations with the affected companies, and they understand the importance of making sure there's adequate insurance in place, and we understand what the effect will be on their bottom lines.
With respect to the effect on the shippers of the crude oil who will be paying the $1.65, we are comfortable and satisfied that it is in the range that can be absorbed by these companies, that they are fully aware of what our intention is, and that they understand the reasons behind it. Also, as I've said, it happens in other modes of transport already.