Yes, I think so.
I think the greater concern for the insurance industry is with the word “involved” and how clear that is, because as we spoke of, the insurance pays on a per accident basis. The way this could work, based on the word “involved”, is that you could have multiple railroads paying out at the same time. Although we're not certain, there is a possibility that the insurance companies could try to limit that to make sure they only have to pay out once.