I'll come back to Mr. Leclerc, but Mr. McBride, I have a question.
If I'm a municipality, I'm accustomed to maybe having an engineer telling me what I need, and then putting the thing to tender, and hopefully taking the reasonable bid, and building. When I hear you talking about contractual obligations and the complexities and how risk might be assigned to one party or another and one instance where risk wasn't assigned and they had guaranteed a loan, which removed the risk essentially, that's all somewhat complicated. Trying to determine the value of the risk and trying to determine the cost of financing are unknown territory to many municipalities, and so there's the fear of the unknown. Are you really getting value for dollars? It seems to me you need a lawyer who is familiar with contractual drafting. You need an accountant who will be able to crunch the numbers, and maybe you need a technical expert to understand the criteria and develop those. It's pretty complex. What can I as a municipality expect from an organization like yours in terms of assistance? You say to tell you what we want and you'll see if you can get it for us, but let's say I want a particular project. What can I expect from you if I'm a municipality?