Thank you, Madam Chair.
I'm going to direct my questions to all three with respect to some of the comments that were made.
In 2013, and now in 2016, we're seeing similar yields, we're expecting similar yields. You mentioned your opinions on interswitching. Interswitching was put in place back in 2013 to really look after the challenges that were evident.
How do you see short-lines being a part of a solution in 2016, with similar yields, versus interswitching?