I will now turn to the musicians. We rarely have musicians around the table with us.
Welcome.
I was trained in classical singing myself. The instrument is fairly easy to transport, since it does not take up any more room than myself. I can well imagine that if someone puts a Stradivarius in the baggage hold it might be all right as long as no one puts two or three suitcases on top of it. Yet I have a friend who is cellist whose instrument is worth more than my house. To my mind, that is an extreme. Some people buy an extra ticket to keep their instrument with them on the flight, but forget about it if it is a double bass.
What would you like to see in the passenger bill of rights to protect all instruments? I guess some of the larger instruments, such as a double bass, have to go in the cargo hold.