Well, if the goal is for the polluter to pay, which is basically the key element of the framework that I'm operating in, what we've seen in the history of the fund is that when there is insurance, there are more chances that someone will pay for the polluter, but it means the polluter pays, because the polluter buys insurance.
When you don't have any insurance in the portefeuille, it means it's very difficult to get paid. Yes, you can have a judgment against the person. You can seize his truck or try to seize his house, but very often the house or the truck will be under someone else's name. It might be difficult.