Thank you, Mr. Bachrach.
It's come up in past meetings, and I was surprised it didn't come up at this meeting, and that is question of refunds on the clawbacks from travel agents. We've heard a lot from travel agents throughout the course of the past few months.
My question to both witnesses—and I just like a quick answer—is with respect to refunds to travel agents. Is this is a direction that you're considering?
We'll start with Mr. Gibbons.