My apologies, Dr. Whiteside, for not using your proper title at the beginning.
Picking up on that, one of the things we've heard from many people over the course of this study is this idea that we can't solve the infrastructure crisis without bringing in private capital, that there simply isn't enough public money available to meet the needs of communities and the need for infrastructure in this country. It seems from your introduction that you don't believe that's the case, so I wonder if you could expand a bit on why that might be.