Thank you very much, Mr. Chair.
Again, thank you very much to all of the witnesses for some very in-depth presentations. I thought I might start off by asking SWIFT a question.
Could you speak a bit more about how you're structured? How do you bring your different players together? Based on your testimony, I understand that you're not a for-profit company. You're a program that's set up to catalyze these types of investments. Can you help me understand exactly how your organization is modelled?