Thank you, Chair, and to all of the witnesses as well.
I apologize. It's interesting that I lost some connectivity at the beginning of the meeting, especially when Mr. Scheer was speaking. If I'm repeating any questions, I apologize.
Most of my time will be directed to Mr. Field. We're familiar with each other. SWIFT covers my riding, so I have some specific questions.
Mr. Field, very succinctly, when and who first formed SWIFT? How was it formed?