We're making loans, so the revenue....
The number I just quoted, the $3.7 billion last year, is correct. Those are loans that we have made in the past 12 months. The money will be loaned out and repaid over 10, 15, 20 and sometimes 30 years, with interest. Over time, the CIB will evolve to being more and more self-sustaining as an organization.
However, to be clear, we take every taxpayer dollar extremely seriously. Our staff costs are all in the pursuit of making the investments that both build new infrastructure and deliver the public benefits of GHG reduction, economic growth, indigenous participation and the better connectivity of Canadians.