Thank you for the question, Chair.
In my capacity as CEO, I can certainly speak to the outcomes of the work that was done, which I have reviewed. I can speak to the materials that have been submitted in previous committees, such as OGGO.
The member's comment is accurate. I was not here at the outset of the bank. That's part of why Mr. Duguay has joined me, Chair. He has been the general counsel at the organization for just over four years, so brings a bit more corporate history.
The reality is that we are a young organization. The first full-time employee was hired only five years ago. We've been ramping up since then.