Again, I've stated that we strongly believe the model is flawed, and we submitted, back in 2020, recommendations for the five-year review. In March we submitted another paper with five recommendations as to how we can reorient this bank towards servicing the public good, because, again, having a requirement to bring in private finance, we've seen over the five years of this bank, has been a failure.
Moreover, there are numerous examples of P3s. Yes, sometimes they work and can be very good. Other times they provide a big headache and additional costs for municipalities that are already stretched beyond their fiscal means to be able to provide these things, particularly in provinces where we've seen provincial governments download what should be provincial responsibilities onto municipalities. I'm sure Mayor Brown can attest to that as well.