Thank you, Mr. Gordon and Ms. Rahmati. I appreciate it. I have a lot more questions for you, but I am going to move on.
Mr. Lee, with regard to the cost of housing, we know it to be true that nine out of 10 young adults don't believe that they will ever be able to afford a home here in Canada. You mentioned unintended risks and consequences. As we change and adapt for climate change, specifically for homes, and knowing that the price of a home and the lack of homes are driving up costs, what exactly are those unintended risks, and how do you believe they will directly affect a young adult purchasing a home and starting a family?