Thank you.
You also mentioned the uninsured. In my previous municipal life, what I saw sometimes was that after one extreme weather event, even if it wasn't to the extremes we've seen with hurricane Fiona or the fires we're seeing right now, even after smaller events, residents and municipalities were then no longer insured for the future. Do you have any data, or are you involved in any of those conversations around what happens next for some of these at-risk communities?