To clarify, I don't work for Intact Financial Corporation. I work for the Intact Centre on Climate Adaptation, which is at the University of Waterloo. We do not have insurers' data. That is Intact's data.
I know that examination of insurance data and the kind of mapping that is held privately have gone into the high-risk insurance pool study that is being undertaken by Public Safety Canada. There are definitely 1.5 million homes in high-risk flood areas, for example, which is 10% of the housing stock. The government has the data already of where to focus on flood resilience.
In terms of helping residents to reduce their claims, the Intact centre has several infographics looking at exactly what people can do to increase their flood resilience, wildfire resilience and—just released a couple of weeks ago—extreme heat resilience. Those are all freely available online, and we would like the government and municipalities to disseminate that information to the public.