What I'm most familiar with is that in Quebec we have a threshold over the life of the house; there's a certain threshold where people will get assistance. After that threshold, they will not get assistance.
There's a threshold for rebuilding as well. We're actually seeing that the social fabric of communities is diminished after disasters, because some houses are not rebuilt. Some houses are left kind of as islands. In Pointe-Gatineau, for example, there are streets with just a few houses left.