You really need to set your priorities, and then make sure everybody's rolling in the same direction.
I'll use an example. One of our challenges right now is that we don't have enough housing in Canada. It's part of what's driving up house prices, good old supply and demand. We're saying, okay, the government has set a priority to try to build 3.5 million additional houses over the next decade. That is excellent. The question is, are we doing everything to actually head in that direction? The fact of the matter is that we have all kinds of things that are working against that right now. The cost of construction is going up a lot. We talked today about all the things that might go into codes. Interest rates have headed the wrong way. We have stress tests. There are all these things that are preventing people from getting into home ownership, and all these factors together are driving up prices.
There's more of a need to work at one thing—all these things together at the same time—to meet that objective. You're going to have your silos, and you're going to have the different departments, but everybody needs to be working together under that one objective.