I do think the idea of providing incentives where you have regionally specific climate events makes a lot of sense, because that will also help address the existing housing stock, which is so critical. We're talking about trying to double housing starts, so hopefully we'll add more, but on average we add only 200,000 homes a year to the housing stock. We have 16 million existing units in Canada.
We can find ways to help make it more affordable for Canadians to adapt to climate change—as in your example of how we help subsidize part of the cost—but it's not only that. Not only do subsidies help people afford it, but they also create education that encourages people to go ahead and do something they might not otherwise do. In turn, that can increase energy efficiency when it's energy efficiency stuff, or it can prevent losses in the future by making sure that when they go to change their roof, although they could have just done regular shingles, they do something that's more hail-resistant. That's a win-win for everybody.