The answer is yes.
Building for future conditions, not existing conditions, is essential at this point. The insurance industry is looking at how, essentially, through our policies, we can encourage building back better to a higher standard than what was there before. It's essentially a dialogue between provinces and levels of government about how to come up with the funding to make that happen.
Somebody mentioned the Sendai framework earlier. It's sort of the main tenet internationally, and it's an approach that we support.