No. There are a couple of objections I take to the pretense upon which that question rests.
First, I made no such decision. The bank operates independently of my office, and I think that's very important.
Second, when the bank loans money on commercial terms, the bank isn't giving money. It is loaning money to pursue an outcome of a different kind, in this case the retrofit of a building.
Third, the money that the bank would be putting into different projects, not just this but others, is typically not designed to build homes directly. We have other programs that contribute to those ends. I don't mean to be—